Commercial Lending Solutions

Capital that moves
as fast as you do

Black Stone Ridge Capital connects business owners and real estate investors with the right lenders across commercial loans, CRE, SBA programs, DSCR investor financing, merchant advances, and equipment financing. Fast applications, dedicated advisors, real results.

Start Your Application Explore Products
7
Loan products offered
50+
Lender relationships
Fast
Simple application
24hr
Avg. lender response
Loan Products

Financing for every business need

From rapid merchant advances to long-term SBA programs and DSCR investor loans, we match your deal with the right capital structure and the right lenders.

Commercial Loan
$50,000 – $10,000,000
Term loans for business expansion, acquisitions, debt refinancing, and working capital needs.
Apply now
Commercial Real Estate
$250,000 – $25,000,000
Purchase, refinance, and cash-out loans for office, retail, industrial, and multi-family properties.
Apply now
SBA Loans
Up to $5,000,000
SBA 7(a) and 504 programs with government-backed financing and favorable long-term rates.
Apply now
DSCR Investor Loans
$75,000 – $5,000,000
No tax returns. No W-2s. Qualify based on your property's rental income. For SFR, STR, multifamily, and portfolio investors.
Apply now
Merchant Cash Advance
$10,000 – $500,000
Fast funding based on future credit card receivables and revenue for quick capital needs.
Apply now
Equipment Financing
$25,000 – $5,000,000
New and used equipment loans for construction, vehicles, medical, manufacturing, and technology.
Apply now
Business Line of Credit
$25,000 – $2,000,000
Revolving credit for working capital, inventory, payroll, and seasonal cash flow needs.
Apply now
Our Process

From application to funded

A streamlined four-step process designed to get capital in your hands as quickly as possible.

1
Submit Application
Complete our secure online portal with your business info, financials, and loan details. Takes under 10 minutes.
2
Advisor Review
A dedicated Black Stone Ridge advisor reviews your file and matches you with the most suitable lenders in our network.
3
Lender Decision
Lenders evaluate your package and return offers within 24–48 business hours. We present you with the best terms.
4
Funded
Accept your offer, sign closing documents, and receive your funds. Your advisor stays with you through every step.
Why Black Stone Ridge

Your success is our business

⚡
Same-Day Pre-Approval
Soft credit pull with no impact to your score. Get a pre-approval decision the same day you apply.
🔗
Multiple Lender Options
Access to a growing network of commercial lenders, banks, credit unions, and alternative funding sources.
🤝
Dedicated Advisor
One point of contact from application through closing. Your advisor advocates for you with lenders every step of the way.
🔒
Bank-Level Security
256-bit SSL encryption protects every piece of data you submit. Your information is never shared without your authorization.
Why work with us
Loan products offered
7
Lender relationships
50+
States served
All 50
Avg. lender response
24 hrs
Application time
< 10 min
Secure Application Portal

Apply for Business Financing

Complete the steps below. Most decisions in 24-48 hours.

1
Loan Type
2
Business Info
3
Financials
4
Loan Details
5
Documents
6
Submit
Select your loan product
Commercial Loan
Expansion, acquisitions & working capital
Commercial RE
Office, retail, industrial & multi-family
SBA Loan
7(a) and 504 government-backed programs
DSCR Investor Loan
Qualify on rental income, no tax returns
Merchant Advance
Fast funding via revenue receivables
Equipment Finance
Machinery, vehicles & technology
Line of Credit
Revolving access for ongoing needs
Funding amount needed
REQUESTED AMOUNT
$250,000
$25K$1M$5M+
Business information
Primary contact
Financial overview
Credit scores
Below 550
550-620
621-679
680-720
721-760
760+
⚠️Score below 680 — your application will be sent to a BRC advisor who will contact you directly.
✅Score 680+ — qualifies for full lender package submission.
Below 580
580-639
640-679
680-719
720-759
760+
Loan-specific details
Commercial Loan
Term loan details
Commercial Real Estate
Property and transaction details
SBA Loan
Eligibility and program details
DSCR Investor Loan
Qualify on rental income — no tax returns required
🔴 DSCR = Monthly Rent ÷ Monthly PITIA. A ratio of 1.0+ typically qualifies. No W-2s, tax returns, or employment verification required.
Merchant Cash Advance
Revenue and processing data
Equipment Financing
Asset details for evaluation
Business Line of Credit
Revolving facility parameters
Go back and select a loan type first
Supporting documents
📧 Email Your Documents Directly
After submitting your application you will receive a confirmation email with your BSRC reference number (format: BRC-2026-XXXX). Email your supporting documents directly to us with that reference number in the subject line.
EMAIL YOUR DOCUMENTS TO
Renard@infobsrc.com
Subject line: BRC-2026-XXXX — [Your Business Name] — Documents
Documents to include: Bank Statements (last 3 months) — P&L Statement (current year) — Government-Issued ID (all owners 20%+) — Any additional supporting documents
📋
Advisor Review - We have options for you
A Black Stone Ridge Capital advisor will review your application and match you with the right funding solution. We have lenders for all credit profiles including MCA, Line of Credit, Equipment Financing, and Revenue-Based options. An advisor will contact you within 1-2 business days.
YOUR SUBMISSION SUMMARY
Loan type-
Requested amount-
Business name-
Business credit score-
Annual revenue-
Documents attached-
Next stepBRC advisor review and match
I certify all information is accurate and authorize Black Stone Ridge Capital to review my application.
Lender package preview
DEAL SUMMARY - BLACK STONE RIDGE CAPITAL
Reference #-
Loan type-
Requested amount-
Business name-
Industry-
Annual revenue-
Business credit score-
Personal credit score-
Collateral-
Documents attached-
I certify all information is accurate. I authorize Black Stone Ridge Capital to obtain credit reports and submit my application to selected lenders.
I consent to receive communications from Black Stone Ridge Capital and selected lenders via phone, email, and SMS.
Please go back to Step 3 and select your business credit score
✓
Application Submitted
Your application has been received.
BRC-2026-XXXX
📧 Next Step — Email Your Documents
Email your Bank Statements, P&L, Government-Issued ID, and any other supporting documents to Renard@infobsrc.com with your reference number in the subject line.
📧 Email Requested Paperwork
AT A GLANCE
7
Loan types
50+
Lenders
24hr
Response time
Fast
Application
CREDIT ROUTING
Score 680+
Full lender package submitted to selected lenders plus BRC notification.
Score below 680
BRC advisor reviews your file and matches you with the right lender. We have options for all credit profiles.
LOAN PRODUCTS
Commercial Loan$50K-$10M
Commercial RE$250K-$25M
SBA 7(a) / 504Up to $5M
DSCR Investor Loan ★$75K-$5M
Merchant Advance$10K-$500K
Equipment Finance$25K-$5M
Line of Credit$25K-$2M
WHY BLACK STONE RIDGE
⚡
Same-Day Pre-Approval
Soft pull, no score impact
🔒
Bank-Level Security
256-bit SSL encryption
🤝
Dedicated Advisor
One contact, app to close
CONTACT US
(409) 209-6040 Renard@infobsrc.com
5900 Balcones Drive
Ste 30513
Austin, Texas 78731