Terms of Service

Agreement

These Terms of Service govern your use of blackstoneridgecapital.com and any services provided by Black Stone Ridge Capital LLC (“Black Stone Ridge Capital,” “we,” “us,” or “our”). By using this website or submitting a financing inquiry, you agree to these terms. If you do not agree, do not use the site.

What we are

Any rates, terms, loan amounts, or timelines described on this site or communicated by us are estimates based on information you provide. They are not offers of credit and are not binding on any lender. Only a lender can issue a term sheet, a commitment, or a loan.

Eligibility

You must be at least 18 years old and legally able to enter into contracts. Our services are intended for business and commercial purposes, including business financing and investment property financing. We do not broker loans secured by owner-occupied residential property.

Your responsibilities

• Provide accurate, complete, and current information. Lenders make decisions based on what you submit.
• Do not misrepresent your identity, your business, your financial condition, or your ownership of any property.
• Promptly correct any information that becomes inaccurate while your file is active.
• Do not submit documents you are not authorized to share.

Submitting false or misleading information in connection with a loan application may constitute fraud under state and federal law. We may decline to work with you and may terminate your file at any time for any reason, including suspected misrepresentation.

Authorization

When you submit a financing inquiry, you authorize us to review your information, to discuss your file with lenders in our network, and, where you separately consent, to obtain consumer or business credit reports. You may withdraw this authorization at any time by contacting us, though we cannot recall information already delivered to a lender.

Compensation

We are typically compensated by the lender or through a fee disclosed to you in writing before closing. Our compensation does not obligate you to accept any offer. You are free to decline any term sheet and to pursue financing elsewhere. Any fee arrangement will be set out in a separate written agreement signed by you.

SMS text messaging

Consent

You receive SMS messages from us only if you affirmatively opt in by checking the SMS consent box on our inquiry form, consenting through our website chat, or giving verbal consent by phone. SMS consent is separate from any other authorization and is never a condition of receiving a loan quote, being submitted to a lender, or obtaining funding.

Message content and frequency

Messages relate to your active financing inquiry and include document requests, status updates, lender decision notices, and appointment confirmations. Message frequency varies based on activity on your file.

Rates

Message and data rates may apply. Your mobile carrier is not liable for delayed or undelivered messages.

Opt out and help

Reply STOP at any time to unsubscribe. You will receive one confirmation message and nothing further. Reply START to resubscribe. Reply HELP for assistance, or reach us at info@blackstoneridgecapital.com or (409) 209-6040.

Privacy

Mobile information and SMS opt-in consent are not shared with third parties or affiliates for marketing or promotional purposes, and are not transferred to lenders. See our Privacy Policy.

Documents you upload

You retain ownership of the documents you provide. You grant us a limited license to store, process, and transmit them to lenders for the purpose of pursuing your financing request. You represent that you have the right to share every document you submit.

Website content

All content on this site, including text, graphics, logos, and the Black Stone Ridge Capital name and shield mark, is our property or used with permission. You may not copy, reproduce, or use it without written consent. You may not scrape the site, attempt to access areas you are not authorized to reach, or interfere with its operation.

Third-party services

Our site may link to or rely on services operated by others, including lenders, payment processors, and document portals. We do not control those services and are not responsible for their content, practices, or availability. Your dealings with any lender are between you and that lender.

No professional advice

Nothing on this site or communicated by us constitutes legal, tax, accounting, appraisal, or investment advice. Financing decisions carry risk. Consult your own attorney, accountant, and advisors before entering into any loan.

Disclaimer of warranties

This website and our services are provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that any lender will approve your request, that any particular terms will be available, or that the site will be uninterrupted or error free.

Limitation of liability

To the fullest extent permitted by law, Black Stone Ridge Capital and its members, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost business, or lost opportunity, arising from your use of this site or our services. Our total aggregate liability for any claim will not exceed the compensation we actually received in connection with your file, or one hundred dollars, whichever is greater.

Indemnification

You agree to indemnify and hold harmless Black Stone Ridge Capital from any claim, loss, or expense, including reasonable attorneys’ fees, arising from your breach of these terms, your misrepresentation of any fact, or your violation of any law.

Governing law and disputes

These terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any dispute arising under these terms will be brought exclusively in the state or federal courts located in Travis County, Texas, and you consent to the jurisdiction of those courts.

Changes

We may revise these terms at any time. The effective date above reflects the current version. Continued use of the site after changes are posted constitutes acceptance.

Severability

If any provision of these terms is held unenforceable, the remaining provisions remain in full force.

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