Black Stone Ridge Capital
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🔒 Secure Document Submission Portal

Submit Your Loan Documents

Upload your documents below and your dedicated advisor is notified immediately. One application runs against our database of 7,500+ lenders — offers typically return within 24–48 business hours.

🔒 256-bit SSL Encryption 👤 Advisor Eyes Only ⏱ 24–48 Hr Lender Response 📈 Soft Pull — No Credit Impact
✓ Documents received. Your file is with your advisor now — expect a confirmation email within one business hour and lender feedback within 24–48 business hours.
Step 1 of 1 — That's the Whole Process

Upload Documents to Your Advisor

Attach your files, hit submit, done. Accepted formats: PDF, JPG, PNG, Word, Excel. You can select multiple files at once.

Optional — Text Message Updates
Leaving this unchecked will not affect your application. Your advisor will reach you by phone and email.

By submitting, you agree to our Terms of Service and Privacy Policy, and you authorize Black Stone Ridge Capital LLC and its lending partners to contact you by phone and email regarding your financing request, including through automated technology. SMS consent is requested separately above, is optional, is never a condition of funding, and is never shared with lenders or any third party. You certify the contact information is your own and your request is for business or investment purposes. Documents are reviewed only by your assigned BSRC advisor. Please do not submit documents containing full bank account numbers unless requested; black out what isn't needed.

What to Include — Checklist by Loan Type

Tap your loan type. Sending a complete package the first time is the single biggest thing you can do to speed up your offers.

Commercial Loan · $50,000 – $10,000,000
  • Last 3 months of business bank statements
  • Last 2 years of business tax returns
  • Year-to-date profit & loss statement and balance sheet
  • Business debt schedule (existing loans and payments)
  • Government-issued photo ID
Commercial Real Estate · $250,000 – $50,000,000+
  • Current rent roll
  • Trailing 12-month operating statement (T-12)
  • Purchase contract (purchase) or current mortgage statement / payoff (refinance)
  • Last 2 years of tax returns
  • Personal financial statement
  • Government-issued photo ID
Bridge & Hard Money · $100,000 – $25,000,000 · Fast Close
  • Purchase contract, or current mortgage statement and payoff if refinancing
  • Recent appraisal or broker price opinion (BPO), if available
  • Scope of work and after-repair value (ARV) for rehab or value-add deals
  • Your exit plan — DSCR takeout, sale, or refinance — and expected timing
  • Proof of funds to close and, for rehab deals, prior project experience
  • Entity documents if vesting in an LLC (articles + operating agreement)
  • Government-issued photo ID
SBA 7(a) / 504 · Up to $5,000,000
  • Last 3 years of business tax returns
  • Last 3 years of personal tax returns (all 20%+ owners)
  • Personal financial statement (SBA Form 413)
  • Business debt schedule
  • Business plan / acquisition details (for purchases)
  • Government-issued photo ID
DSCR Investor Loan ★ · $75,000 – $5,000,000 · No Tax Returns Required
  • Current lease(s) or rent roll — or 12 months of short-term-rental income statements
  • Purchase contract (purchase) or current mortgage statement (refinance)
  • Homeowners insurance quote or declaration page
  • Most recent property tax bill
  • Entity documents if vesting in an LLC (articles + operating agreement)
  • Government-issued photo ID
Merchant Cash Advance · $5,000 – $500,000 · Funding in as little as 24–48 hrs
  • Last 4 months of business bank statements
  • Last 4 months of card processing statements (if applicable)
  • Voided business check
  • Government-issued photo ID
Equipment Financing · $10,000 – $2,000,000
  • Equipment quote or invoice from the vendor
  • Last 3 months of business bank statements
  • Equipment details: new/used, year, make, model
  • Government-issued photo ID
Business Line of Credit · $10,000 – $500,000
  • Last 3–6 months of business bank statements
  • Last 2 years of business tax returns (for larger lines)
  • Year-to-date profit & loss statement
  • Government-issued photo ID
Why One Application Beats Ten

The 7,500+ Lender Network

Black Stone Ridge Capital isn’t a lender — and that’s your advantage. A single bank can only offer you its own menu. Your one application is matched against a nationwide database of more than 7,500 lenders — national banks, regional and community banks, credit unions, SBA specialists, DSCR and investor-loan lenders, equipment finance companies, and private capital sources across all 50 states.

From that database, your dedicated advisor identifies the lenders whose current appetite fits your exact deal and works your file with them directly. Lenders compete for your loan instead of you begging one lender for approval. One application. One soft credit pull with zero score impact. Offers typically back within 24–48 business hours.

Agents & 1031 Investors

On a Deadline? We're Built for It.

Working a 1031 exchange or holding an LOI? Speed is everything. Our DSCR, bridge, and commercial real estate programs deliver soft-pull pre-approval and lender offers typically within 24–48 business hours — built to protect 45-day identification windows and keep contracts alive. Agents: send us your investor buyers when bank financing stalls. Call or text (409) 209-6040.